How To Add Chime To Apple Pay

Adding Chime To Apple Pay: A Step-by-Step Guide

Apple Pay is a widely used digital payment platform that enables users to make purchases with their iPhones, iPads, or MacBooks using the Touch ID fingerprint reader or Face ID facial recognition technology. While it’s easy to set up and utilise Apple Pay for online transactions, adding Chime Bank as an available option takes a few extra steps. In this article, we’ll walk you through the process of linking your Chime account to Apple Wallet, ensuring seamless payments whenever you want.

Step 1: Make Sure You Meet the Requirements

Before proceeding, ensure that your device meets Apple Pay’s requirements:

  • iOS version 12 or later
  • iPhone X and newer models
  • iPad (7th generation) and newer models

If your device complies with these requirements, it’s time to start setting up Chime in Apple Wallet.

Step 2: Verify Your Chime Account

Open the Wallet app on your iOS device. Tap on the “Apple Pay” tab at the bottom of the screen. If you’re new to Apple Pay or haven’t linked a bank account before, select “Add Credit or Debit Card.” Follow prompts to set up your card information and complete verification.

Now that your Apple Pay setup is in place, let’s move onto linking Chime:

  1. Open Settings on your iPhone
  2. Scroll down and tap on Wallet & Apple Pay
  3. Select the bank account linked to Chime (this might be under “Credit/Debit Cards”)
  4. Tap “Chime” (it should appear as a separate option if you’ve already verified)

You’ll receive a prompt asking you to grant permission for Chime access. Review and agree on the necessary permissions.

Step 3: Link Your Chime Account

Apple Pay will guide you through an authorization process:

  1. Open Apple Wallet
  2. Tap “Chime”
  3. Choose “Link Card” from your account options
  4. Log in to your Chime account (if prompted)
  5. Review and confirm the linking information

Upon completing these steps, Chime should be successfully linked as a payment option within Apple Pay.

Step 4: Update Your Apple Wallet

To finalize the setup, refresh Apple Wallet:

  1. Open Settings > [Your Name] > Storage & iCloud Usage
  2. Tap “Manage Storage”
  3. Select your device (not iCloud)
  4. Go back to Wallet and tap the Refresh icon

Verify that Chime now appears under your available payment options within Apple Pay.

Tips for Using Chime in Apple Pay

When using Chime with Apple Pay:

  1. Make sure you have sufficeint funds in your Chime account.
  2. Confirm transactions before processing.
  3. Set up Two-Factor Authentication (2FA) on your Chime account for added security
  4. Review and update payment information within both Apple Wallet and the Settings app as necessary.

In conclusion, setting up Chime Bank with Apple Pay requires a few steps to link accounts successfully. By following these clear instructions, you’ll be able to make seamless transactions using either credit cards or bank accounts from Chime with your iPhone or iPad.